Gov. Gavin Newsom has more than 800 bills on his desk awaiting his signature, and California remains the most regulated state in the country, policy experts say.

"The State of California accepts responsibility for the role we played in promoting, facilitating, and permitting the institution of slavery," Newsom said.

Credit card companies are responsible for fraud loss, under federal law. But there's no penalty for big banks when venerable victims wire thousands of dollars to scammers.