As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

The current average mortgage rate on a 30-year fixed mortgage is 6.15%, according to the Mortgage Research Center. The ...

Explore current mortgage rates and what they mean for homebuyers.

The average mortgage interest rate on a 30-year fixed mortgage is 5.99% as of December 23, 2025, according to Zillow. For ...

The FOMC cut the federal funds rate by a quarter-point, but that's unlikely to cause 30-year mortgage rates to fall by the same amount. The December rate cut might be advantageous for builders and ...

The Fed cut its policy rate by 0.25% today and mortgage rates moved lower after the announcement. That said, those two developments are not related. In fact, there was no movement in the bonds that ...

Mortgage rates have fallen to 6.23 percent ahead of another expected cut by the Federal Reserve in December, slightly improving housing affordability for millions of Americans. “The Freddie Mac ...

3% mortgage rates are unlikely to return soon. Current low-rate mortgages are causing a "locked-in" effect. Housing affordability remains a significant challenge, especially for first-time buyers.

Mortgage rates are up and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.26%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is ...

More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider. By Tara Siegel Bernard Now that mortgage rates have declined closer to 6 percent, a ...

Mortgage rates have dipped, offering potential affordability for millions of U.S. households. But loan-level price adjustments and housing market trends continue to pose challenges. Experts discuss ...