It earns 3% cash back at specific merchants and 2% back on everything else — but only if you use the card with Apple Pay. It's not a game-changer, but the card does offer some intriguing ...

But the card is less appealing for lower-tier Sam's Club members. It's worth considering if you're a Sam's Club "Plus" member. But if you're only a "Club"-level member, you won't get any bonus ...