According to data compiled by John Burns, FHA and VA loans represented 34% of the market in 2024, up from less than 30% in ...
The prospect of both megalenders being released from conservatorship and the downgrading of each firm's respective stock are ...
Fannie Mae, officially the Federal National Mortgage Association (FNMA), is a government-sponsored enterprise that maintains ...
Fannie Mae and Freddie Mac tightened up their lending standards for financing condos after the Champlain Towers collapsed in ...
The government-sponsored enterprises were not meant to remain in conservatorship permanently, but privatizing them once again must include a new set of rules that minimize market disruptions and ...
With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...
On the income side, issues often emerge when the mortgage applicant is self-employed. The software is geared to W-2s — the wage-and-tax-statement from an employer — and might flag your file when you ...