The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Fair Isaac Corp. engages in the provision of decision management solutions. It operates through the Software and Scores segments. The Software segment includes pre-configured analytic and decision ...

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed As more consumers take ...

The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...

Fannie Mae announced that it no longer requires a minimum FICO credit score for loans processed through its Desktop Underwriter system. Supporters of the move feel this can open up conventional loan ...

For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

Gen Z has experienced the largest credit score decline of any age group, according to a FICO report. The resumption of student loan payments, high inflation and a tough job market are key factors ...

So you're chasing that perfect 850 credit score? Respect. That's like getting a straight-A report card in adulting. But let's clear something up: once you're in the "excellent" credit range (which ...

Equifax EFX0.68%increase; green up pointing triangle said it’s offering cheaper mortgage score prices after Fair Issac unveiled a plan to sell its credit scores directly to mortgage lenders and ...