When the Federal Reserve lowered its benchmark interest rate by half a percentage point in September, it wasn't a particularly surprising move. At that point, the Fed was expected to make its first rate cut of the year in response to cooling inflation.

While the central bank influences home loan rates, it doesn't directly set them. In fact, mortgage rates are going on their sixth week of increases. That's despite the Fed having made an even bigger 0.5% rate cut in September. According to the data we ...

Despite the increase in rates, some home buyers were returning to the market, according to the Mortgage Bankers Association. The market composite index — a measure of mortgage a

While rate cuts from the Fed should gradually lead to lower mortgage rates, we haven't gotten there yet. There's no reason to rush into a mortgage given there's little financial upside right now. There's a reason the Federal Reserve lowered its benchmark ...

Though the Federal Reserve has been cutting interest rates, mortgage rates have been increasing or holding steady. When will potential homeowners see mortgage relief.

The latest rise, to 6.79% for a 30-year mortgage, reflects bond market concern about President-elect Trump’s agenda. It extends an uptick in mortgage rates despite expected Federal Reserve rate cuts.

The Fed cut rates for the second time this year. Learn how this impacts mortgage rates and what to expect in the coming months.