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Discover the best and highest 3-year CD rates. Learn how to choose, what to consider and alternatives for the best return.

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For those who have opened certificates of deposit (CDs) in recent years, as well as those considering opening one now, it makes sense to open accounts with the highest rates for the longest terms ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

So, if you’re saving for an upcoming purchase, or just looking for a fixed and safe return on your cash, opening a 3-year CD account could be a smart option. Just make sure you won’t need ...

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With rates expected to fall later in the year, the experts interviewed by the MarketWatch Guides team said now is the time to lock in high yields on CDs.

If you want to open a 3-year CD, locking in a high rate is often a priority. Here’s how to do that: If there are multiple great rates on varying terms, consider getting a CD ladder. CD laddering ...

On the other hand, it may not make sense to invest in a 3-month CD with a rate that’s on par with your savings account. If you end up needing to make a withdrawal from your CD, any earnings as a ...

How do 3-month CD rates work? Three-month CD rates work just like other CDs but have a shorter, three-month term. Once you open a three-month CD and deposit your money, you’ll earn a fixed ...

Certificates of deposits, or CDs, are another savings option. If you’re looking into CDs, the best 3-month CD rates today range from 4% to 5%, depending on the institution. Here are our top picks.