I started dating a widow in her late 40s who pays by credit card but immediately transfers the purchase amount to pay off her card, instead of waiting until the end of the month to pay off her balance ...

Financial planners recommend saving around 75% of your pre-retirement income for retirement. Using the 4% rule, you can calculate how much you need to save in total.

Contrary to a common assumption, you don't need to start with a bunch of seed money to make fortune in the stock market.