January is when small credit card missteps quietly turn into interest charges, missed rewards, and avoidable score damage.

You may be familiar with the saying "cash is king," but when it comes to traveling, choosing a credit card with robust travel ...

Premium credit cards grew in 2025, with higher fees, new perks and steady demand amid Visa and Mastercard settlement news.

One of the most underestimated consequences of closing a credit card is its impact on credit age. Credit bureaus track how ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Many credit card users focus only on the due date. In reality, the statement date is just as important—and adjusting it can ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Simple New Year resolutions can help borrowers improve their credit score through timely repayments, smart credit utilisation ...

Credit card applications can be rejected due to weak credit history, high debt, insufficient income, errors in documentation, ...

This habit can cause your credit score to drop month after month. “Ideally, you want to keep your credit utilisation below 30 percent. For example, if your credit card limit is £1,000, try not to use ...

Credit card debt is the most common type of debt carried by older adults. High-interest debt means spending more of your ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.