CDs are a good way to earn a little extra on your money in the near term. But when you put too much money into a CD, you limit the amount you can earn on your cash. Be careful when opening a CD today, ...

The Federal Reserve has raised the federal funds rate 11 times since March of 2022, pushing CD rates to highs that haven't been seen in years. With rate cuts expected to come in 2024, now may be ...

3.00% $500 An icon in the shape of an angle pointing down. A 5-year CD may be ideal if you don't need access to some of your savings for a few years. If you're also interested in other CD term ...

Although interest rates have dropped slightly at many banks after the Fed’s half-point September rate cut, it’s still an excellent time to lock in a solid rate on a certificate of deposit (CD).

Kate is an experienced freelance writer and editor with a passion for personal finance. From budgeting and banking to credit cards and investing, she enjoys making complex topics accessible and ...

If you’re looking for a secure place to store your money and earn interest, a high-yield certificate of deposit (CD) could be a good option. These accounts require you to keep your money on ...

A certificate of deposit (CD) can be a good investment option for locking in an annual percentage yield (APY) on a deposit for several months or years. But before committing your money ...

But most of its terms are well below the best CD rates available. Annual percentage yields and account details are accurate as of Oct. 1, 2024, and could differ depending on your location.

If you have enough savings to meet the minimum deposit requirements, you could open one of each to create a CD ladder. This gives you more flexibility. One CD matures each year, at which point you ...

Most CD options require a single deposit and don’t allow additional deposits, so you’ll need to gather your funds before opening an account. When you’re ready to open a CD, compare the best ...

See how we rate banking products to write unbiased product reviews. Discover® Bank (FDIC Insured) has CD rates that are higher ones at many brick-and-mortar banks. You may find CDs from Discover ...

If you’re interested in an Edward Jones certificate of deposit (CD), rates are higher than the national average, ranging between 3.90% and 5.25% annual percentage yield (APY). These rates are on ...