Covering the remaining half of your phone is T-Mobile who takes the phone in as a trade-in and gives you a shiny new device on a new 2-year EIP. How It Works in T-Mobile’s Words Switch to Go5G Next.

This time around, T-Mobile is tackling the trend of wireless carriers offering device payment plans that last up to three years, effectively locking you into a contract for that amount of time.

T-Mobile’s pricey new plan gets you a new phone every two years. For $90 per month with autopay, Go5G Plus guarantees 24-month device payment plans and the same phone deals offered to new customers.

There are caveats, though. Go5G Plus is T-Mobile's most expensive plan at $90 per month for a single line with AutoPay enabled. Prices get cheaper with more lines, with two and three lines both ...

It's a nightmare that happens too often - damaging or losing a smartphone. Thankfully, if you have T-Mobile's Device Protection you can claim with Assurant.