A half-point dip may not be enough to offset closing costs. Here's the magic number that makes refinancing pay off.

While conventional loans require a minimum credit score of 620, your minimum creditworthiness for other mortgage types may be lower or higher. Refinancing a house loan can reduce monthly payments, ...

Perhaps interest rates have dropped enough to pull the trigger. Maybe you want to tap your equity to fund a major home remodel.Or shorten your mortgage term and save thousands on interest. Or pay down ...

The number of homeowners who could potentially refinance their mortgages is growing almost daily as the clock ticks down to ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Refinancing your mortgage can help you meet a number of financial goals, like reducing your monthly mortgage payment, paying off ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Refinancing is a valid option for gaining access to extra ...

If your refinancing agreement doesn’t include this requirement, you can sell at any time after refinancing. Tip: If you intend to sell your house after refinancing, check if there is an ...

CHARLOTTE — A local man says he was stunned when he learned that scammers tried to refinance his home in Highland Creek, according to our sister station WSOC. Samuel Helmick says he wasn’t looking to ...