GOBankingRates on MSN
Best CD rates today: December 29, 2025 — earn up to 5.11% APY
The Fed cut rates this week, but the best CD rates today still go up as high as 5.11% APY. Lock in a top rate now before more ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
The best short-term CD rates can help you reach your savings goals faster.
GOBankingRates on MSN
Best IRA CD rates for December 2025
If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be ...
The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...
After climbing to decades-long highs over the course of the last few years, CD rates have generally undergone a gradual decline in the first half of 2025, pros say. That said, there are still some CDs ...
There’s a high probability that the Federal Reserve will cut interest rates at its September 16-17 meeting, according to interest rate traders. Indeed, the CME FedWatch Tool indicates an 87.1% ...
Over the past few years, CD rates have been pretty enticing. Locking in a 4.00%+ APY sounds like a great way to grow your savings, especially with widely expected rate cuts coming soon. Looking for a ...
Miranda Marquit is a staff senior personal finance editor for Buy Side. The best one-year CD rates are currently competitive with longer-term CD rates. Short-term CDs can capture higher-than-average ...
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