You don't have to be pre-approved for a mortgage to buy a house. But it's smart—especially in a seller's market—to be: A pre-approval means that a lender has already determined that you're qualified ...

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Shopping for homes is exciting until one needs to secure financing to purchase. Even with savings, most Americans can only buy a house through a mortgage loan. In the fourth quarter of 2022, the US ...

Learn what you need to speed up the approval process Mortgage lenders offer pre-approval letters to buyers they believe can repay their loans. However, unlike mortgage pre-qualification, the ...

To secure mortgage pre-approval, you need to provide documents that show your financial stability, such as a photo ID, recent pay stubs, tax returns, W-2 forms, bank statements, and details of other ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Getting pre-approved for a mortgage is a no-brainer when you're searching for a new home. It helps you understand how much house you can afford and what costs you can expect. As a result, you won't ...

PATCHOGUE, N.Y., Sept. 17, 2025 (GLOBE NEWSWIRE) -- Is mortgage pre-approval just about checking a credit score? A recent article in HelloNation featuring Contour Mortgage Patchogue Branch’s Matt ...

The Department of Veterans Affairs last week announced it is streamlining the loan approval process for borrowers with a VA-appointed fiduciary and for veteran borrowers who apply for a joint loan.

Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

A mortgage pre-approval means a loan officer will examine your finances, including your assets, income, debts and even credit history, to work out how much money you can borrow, what loans you could ...