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Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

If you have substantial balances on multiple credit cards, it might make sense to opt for a balance transfer credit card.

A maxed-out credit card can lead to penalties and restrictions from your card issuer. Carrying a high credit card balance can tank your credit score. Paying off a maxed-out credit card should be your ...

Chidinma Iwu is a Journalist and Content Specialist who covers the intersection of culture, tech, and finance. Her articles can be found in Shondaland, Paste, The daily dot, the Daily Mail, The ...

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Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...