GOBankingRates on MSN
Best CD rates today: January 1, 2026 — earn up to 5.11% APY
With the Fed cutting rates recently, the best CD rates today may not last long. Grab a top APY of up to 5.11% before the ...
CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...
The best short-term CD rates can help you reach your savings goals faster.
Fed rate cuts could ease credit card and deposit rates, but auto loans and mortgages may stay high due to risk and long-term inflation expectations.
If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...
Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.
And, for those sitting on a meaningful chunk of savings — let's say $25,000 — that type of rate predictability can be ...
Certificates of deposit often offer some of the best yields you’ll find at your bank or credit union. In fact, the best CD rates currently sit at over 4% APY. But that high interest rate comes with a ...
A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.
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