30-Year Mortgage Rates

Mortgage, annual percentage rate

Mortgage Rates Today, September 12, 2025: 30-Year Rates Drop to 6.33%

Current mortgage rates are down today and lower than they were seven days ago. Rates are lower than they were in early 2025, when the average 30-year fixed-rate mortgage reached above 7%. But rates are still relatively high as fears around stubborn inflation have kept the Federal Reserve from lowering its benchmark rate so far this year.

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Today’s Mortgage Refinance Rates: September 12, 2025 – Rates Decline

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Average rate on a 30-year mortgage falls to lowest level in nearly a year

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Mortgage Rates Are at an 11-Month Low. Will That Save This Housing Market?

Mortgage rates fell this week to their lowest level in nearly a year due to widespread expectations that the Federal Reserve will cut rates next week, offering the beleaguered housing market some reli...

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Mortgage Rates Just Had The Biggest Drop In Nearly A Year: How You Can Get In

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Alert: The average rate on a 30-year mortgage fell to 6.35% this week, Freddie Mac says, its lowest level in nearly a year

Mortgage Interest Rates Today: Mortgage Rates Plunge to New Low as Key Fed Decision Looms

The average rate on 30-year fixed home loans was 6.35% for the week ending Sept. 11, down from 6.5% the previous week and an 11-month low.

1don MSN

Mortgage rates are finally sinking — and fast

After months of sitting out a sluggish housing market, would-be buyers may finally have a reason to jump in: Borrowing rates are tumbling.

4don MSN

Mortgage rates dive on reports of worsening U.S. economy: ‘We are seeing a lot of interest in refinances’

One housing economist says the 30-year mortgage rate will drop below 6% if next month’s jobs report is also negative.

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Mortgage Calculator: Here’s How Much You Need To Buy a $429,990 Home at a 6.35% Rate

Assuming a 3.5% down payment and excluding tax and insurance, the typical payment at today’s 6.35% mortgage rate on a median-priced $429,990 home is roughly $2,547 per month. Last week, a median-priced home at a 6.5% mortgage rate would have cost homebuyers $2,585 per month—$38 more than what buyers would pay today.